It can be frustrating to lose your auto insurance copy. However, no issues, as getting a duplicate copy online and offline is relatively easy. Online duplication of a car insurance copy is a quick and easy operation requiring only a few steps.
Below are steps to obtain a duplicate of your car insurance policy online:
Step 1: Get in touch with your insurance company
Contacting your insurance company is the first step in ordering a duplicate copy of your car insurance online. The majority of insurance businesses offer phone and online customer help. Speak with them and let them know what’s going on. You will be asked for some information on your policy, including your policy number, name, and the kind of coverage you have.
The following are the six ways to locate your vehicle insurance policy number:
- Through the website of your insurance provider through an insurance agent
- Insurance company’s branch
- Through customer care
- Insurance Information Bureau (IIB)
Step 2: Submit a Request in Writing
Your insurance company will often seek a formal request for a duplicate copy of your auto insurance after you have contacted them. You may do this online via their client site. You must provide basic information, like your name, the reason for the duplicate copy, and the policy number request.
Step 3: Make any necessary payments
Some insurance companies might assess a fee for providing a duplicate copy of your auto insurance. This charge must be made to obtain your copy. Ensure to check with your insurance provider in advance since the cost varies.
Step 4: Receive your duplicate copy in step four
Your insurance company will process your request and issue you a duplicate copy of your auto insurance after you’ve submitted it and made any necessary payments. Typically, you can do this by email or mail.
Step 5: Check the Details on Your Duplicate Copy
It’s critical to check the details on your duplicate auto insurance copy to ensure they are correct and current. To ensure everything is as you intended, double-check your policy number, name, the kind of coverage you have, and the expiration date. Please consult your insurance provider as soon as you find any mistakes or anomalies to have them fixed.
Step 6: Maintain Your Duplicate Copy in a Secure Location
It’s critical to store your duplicate vehicle insurance copy in a secure location once you receive it. Always place it in a safe place, like a fireproof safe or lockable file cabinet. To ensure you consistently have a backup in case you lose the original copy again, consider saving a digital copy on your smartphone or computer.
Step 7: Timely renewal of your insurance policies
Take steps to renew your insurance policy promptly to prevent the necessity for a duplicate car insurance copy in the future. Additionally, doing this can assist you in avoiding any possible penalties for driving without insurance.
Here are the steps you should take to download the policy papers from the website:
- Check out the business’s website
- Select to download a digital copy of your policy
- Enter your policy number, along with your registered cell phone number
- You’ll receive an OTP at your registered mobile number
- Enter the OTP on the site to verify
- Enter your registered email address
- Your mail ID will receive a PDF copy of your auto insurance policy
- Download the policy
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If you are having issues obtaining car insurance duplicate online then, you will have to apply it offline.
Below are instructions on how to obtain car insurance documents offline:
- Inform the insurance provider of the loss of insurance documents.
- Call the provider’s customer service line.
- Send them an email.
- Get a copy of the FIR and file it with the local police department indicating that you have misplaced or lost your insurance paperwork.
- Send a request for duplicate documents to the insurance provider.
- Get an indemnification bond; it must be acknowledged by a notary and bear the stamp paper signatures of two witnesses. The insurance company will then issue the insurance papers once this is finished.
Getting a duplicate copy online is easy. By taking the procedures listed above, you may make sure that you have a current copy of your auto insurance, which is necessary for lawfully operating a vehicle on the road. You should visit the relevant branch with a written request explaining why you need a duplicate copy. You may be required to pay a little cost to your insurer whenever you request a duplicate policy paper issue.