In today’s day and age when life is uncertain and the illnesses are widespread, a good health insurance plan is what each of us needs. Realizing this, several health insurance companies have very attractive health insurance plans. In this article, we bring to you the best five health insurance plans available in India today:
The following is a list of the best health insurance plans in the country.
Religare Care Health Insurance Plan
One of the best health insurance plans in the country, the Religare Health Insurance plan can be availed in a variety of ways. There are as many as five types and variants of the plan offered. This imparts the much-needed versatility to the product. Besides, the company also boasts of providing wide coverage when it comes to health coverage. Many areas that are covered by this plan include overseas travel, illness, accident, as well as maternity benefits for women. The health insurance plan is known to cover a sum that is anywhere in between Rs. 4 lakhs to even Rs. 6 crores.
Star Health Insurance
The family optima plan given by Star Health Care is considered to be one of the best in the health insurance industry. This is one of the best plans if you have dependents in your family and you are seeking to include them in your insured amount. The eligibility criteria to avail health insurance is that you should be between 18 to 65 years old. What makes this health insurance plan better than some of the rest in the market is the fact that this can be renewed throughout your life.
HDFC Ergo Health Suraksha Plan
If you are looking for a trusted brand that will help to cover most of the issues arising from different health concerns, then the HDFC Ergo Health Insurance plan is your best bet. You have plenty of options at your disposal. The sum insured ranges from Rs. 3 lakh to Rs. 10 lakh. Besides, depending on your needs and the features in which the plan is available, you can choose from silver, gold, or even platinum options. The plan is also known to offer a lot of flexibility when it comes to the age limit. The minimum age required is as low as 91 days. There is no bar as to what should be the maximum age to get coverage under this health insurance plan.
Tata AIG Insurance
Next on the list of the five best health insurance plans is the one offered by Tata. With one of the highest ratings, the plan has a high paying capacity. Many benefits are derived from this plan. The plan is available for one, two, or three years. Depending on the tenure of the plan, you can get attractive discounts as well. If you contract a disease that falls under the scheme, all the expenses will be borne even if they are incurred internationally. This makes the health insurance plan very attractive.
Last but not the least, the health insurance by Max Bupa is on our list of the best health insurance plans. The plan covers expenses borne in around 3,000 hospitals across India. The scheme is also known to have one of the highest settlement ratios. It covers a wide range of illnesses and diseases. The most attractive feature of the insurance scheme is that it can cover a total of 19 relationships.
Thus, India has no dearth of health insurance schemes. We recommend that you do thorough research and then select the best health insurance scheme for your family.