5 Best HDFC Credit Cards in India

HDFC is one of the leading banks in India today, as of 2019 this bank had a net income of INR 211 billion and has total assets of almost INR 12000 billion. When it comes to credit cards, HDFC is one of the top credit card service providers. They offer a wide range of credit cards with several features and benefits. Apart from all these, as of today, it has a reputation for providing the best customer service experience to all its credit card users.

If you are looking for the best HDFC credit cards, here are the top five HDFC credit cards that you should consider.

1. HDFC MoneyBack

HDFC MoneyBack is a basic credit card from HDFC, and it is specially designed for beginners. Unlike other credit cards, this one comes with comparatively good reward points, to be precise, a user would receive two reward points for every INR 150 spent. On the other hand, six reward points for every INR spent on online shopping or spending. One of the best things about this credit card is that, if applied, it is easy to get as it is an entry-level credit card.

Annual fee – INR 500

2. HDFC Solitaire

This credit card is best for women as they offer excellent benefits to shopping customers. Commonly this credit card has a credit limit of INR 2.5 lakhs. Unlike the MoneyBack card, this one offers three reward points for every INR 150 spent. However, if the card is used for grocery or dining, then for every INR 150 spent, you would get 4.5 reward points. This credit card also offers a new benefit of INR 1000 gift voucher after six months of expenditure INR 75000.

Annual fee – INR 500

You may also like: How to Apply for HDFC Credit Card Online

3. HDFC Diners Club Premium Credit Card

As the name itself suggests, this is a premium travel card that offers excellent benefits that include foreign currency markup of 2%. The first-year annual fee will be waived off if the user spends INR 40000 with 3-months of activation. Apart from this, if the user spends up to INR 3 lakh per year, then next year’s renewal fee would be waived off. The card offers eight reward points for every INR 150 spent on the HDFC diners club platform and four reward points for every INR 150 spent on retail.

Annual fee – INR 2500 + tax

4. JetPrivilege HDFC Bank Signature

This credit card is best for frequent air travelers, yes, this one comes co-sponsored by Jet Airways, however, as Jet Airway’s shutdown, the card offers benefits with InterMiles. Use this card on InterMiles to book tickets on Etihad Airways, and you would get 12 InterMiles on each INR 150 spent. On all other expenses, the card will give you 6 InterMiles for every INR 150 spent.

Annual fee – INR 2500

5. HDFC Regalia

This premium credit card used to offer significant benefits to users, however, HDFC has cut-down the offers, but still, this card is one of the best. This credit card provides a foreign currency markup up to 2% and offers four reward points for every INR 150 spent. The same card offers 8 Reward points for every INR 150 spent through the HDFC regalia website.

Annual fee – INR 2500

Each credit card from HDFC is designed to serve some primary benefits; however, as of today, the five cards mentioned above are the best.