How to Know My Bike Insurance Details?

Owning motorbike insurance is not only recommended but also required in many nations. Knowing the specifics of your bike insurance policy, like the coverage, cost, and renewal date, is crucial. To determine the specifics of your bike insurance, you will require your bike’s registration number.

What is a Bike Registration Number?

The Regional Transport Office (RTO) in the district wherein you live issues a bike registration number, which is a unique number. Within 30 days of the bike’s purchase, the owner must file it with the neighbourhood RTO. Following a successful registration, the RTO issues a bike registration number that serves as both the vehicle’s and its owner’s identification. The registration number must be printed on a number plate attached to the motorcycle.

Your bike’s registration number can be used to recover the details of your insurance policy if you’ve lost or misplaced the bike’s insurance policy papers. A circumstance like this can occur if you are in an accident and need to file a claim with your bike insurance policy or if a traffic sergeant ceases you and inquiries about your insurance information.

Here are a few ways to check the specifics of your bicycle insurance:

1. Please review the policy document

Checking the policy papers the insurer provides is the first and most obvious way to learn more about your bike insurance. All required details, including the premium, coverage, and validity period, will be included in the policy document.

2. Speak to your insurer.

You can contact your insurer when you need a physical copy of the policy document or help finding it. To learn more about your bike insurance, contact their customer care by phone or go to their website and enter your policy number and other pertinent information.

By inputting your bike’s registration number plus your registered mobile number on your insurance provider’s website, you can learn more about the terms of your policy. To obtain information about your bike insurance via its registration number, visit your insurer’s local branch office or call its customer service line.

3. Check online

You may log in to many insurers’ web portals to view the specifics of your policy. On their website, you can register for an account and obtain information about your policy, including the coverage, cost, as well as date of renewal.

There are two ways to do this:

Visit, the website of the Ministry of Road Transport and Highways. You must choose “Vehicle Related Services” under “Online Services” from the “Online Services” menu. You are redirected to a page where you must input the registration number for your bicycle, and all of its information will be shown on your screen.

To learn more about your bike’s insurance, visit the RTO’s official website and input your bike’s registration number. To learn more about your bike’s insurance, you may also physically visit the RTO and offer the helpdesk officer your bike’s registration number.

Utilise mobile apps

You may download mobile apps from most insurance providers on your smartphone. You may access the app’s login page and the information about your bike insurance by entering your policy number. You can renew your policy and pay your premiums using the app.

Utilize your smartphone to download the “mParivahan” app. The screen on your smartphone will show all the information regarding your bike, including its owner’s fitness, name, road tax validity, and insurance information. You could enter your bike’s registration number in the box and select search post signing up for the app with your name and cell phone.

Visit an insurance agent.

If you’d rather talk to someone in person, you can see an insurance agent. The agent will have access to the specifics of your policy and can give you the information you need. They can also assist you with claim resolution and insurance renewal.


Knowing the specifics of your bike insurance is essential for ensuring you have enough coverage and are aware of the renewal date. To learn more about your bike insurance, you may review your policy document, call your insurer, use a mobile app, check online, or see an insurance agent.