Investment Cage

How to Apply for HDFC Credit Card Online

HDFC credit card is one of the best credit cards available in India today; it offers not only exciting benefits but also good customer service. While most of the banks gives option to apply for a credit card online, most commonly, it is not an easy task. There are several forms to fill-in and documents to upload; the process ends up unsuccessful. This is one of the common reasons why most customers consider going to the bank directly to apply for a credit card. But, based on our experts, the HDFC credit card application portal is somewhat easy to use as they have designed a website to break down every step into simple ones. If you want an HDFC credit card, in this article, we will offer all the information and steps to do it.

How to Apply for HDFC Credit Card Online

HDFC credit is comparatively easier to get, but this does not mean that it is very easy. The applicant should be eligible to receive the service. Here are the eligibility criteria.

HDFC credit cards are available for both salaried and self-employed; however, the criteria for both applicants are different. You should also know that each credit card requires the applicant to fulfill various financial criteria. The financial criteria are as follows.

For a salaried person – the gross income should between INR 12000 and 1.2 lakhs per month.

For a self-employed person – the income tax return should be between INR 2 lakh and 12 lakhs per annum.

Remember, if your gross income or ITR is between the range mentioned above, then you are eligible to get any one of the HDFC credit cards.

Apart from financial eligibility, the applicant should have

If you satisfy all the criteria listed above, then you should follow the steps mentioned below.

Once you have completed the process mentioned above, you would receive a successful application message on the screen. Furthermore, the bank would contact you directly.

Exit mobile version