Financial planning and financial literacy are one of the most crucial things in 2020. The economy is heading towards the slowdown, the demand is falling, and the recession is just around the corner. In such a case, the job security is not guaranteed. What is required is intelligent financial planning to deal with any financial crisis. You need to make informed financial decisions, and for that, you would most certainly need proper guidance. It is not about having an emergency fund or having a high investment in mutual funds. What you need is a balance of investments and liquidity.
There are a lot of financial websites in India that can offer you the required help in financial planning, investments and in saving the tax. There are many resources available on the internet, but the question is which one is reliable? Well, we have listed some of the best financial blogs that you must follow, and they will help you in developing financial intelligence. All the websites that we have shared with you receive over lakhs of visitors daily, and hence they are going to be a reliable source of information.
I would not include my blog in the list because you already know about my website, and you know the kind of guidance that I offer. I would instead include some of the sites that are managed by other financial analysts. These websites will help you in exploring a variety of topics, and you will also be able to understand things from a different perspective.
Serious young couple planning budget over laptop at table. Young man and woman calculating monthly expenses at home. They are in casuals.
Here are more details about these financial blogs:
Top Personal Finance Blogs 2021
Tax is an integral part of your life. You are paying taxes on your income, and you are also paying taxes on every purchase you make. It is crucial to learn about the tax and to have updated information about the taxation system. Here is one such website which will provide you with the required information. This website has dedicated section for income tax, budget, excise, customs, company law, GST and Service Tax. The site ensures that it regularly publishes notifications, judiciary and circulars about the tax to keep you updated with what is essential.
Let us now talk about another practical blog that can help you in achieving excellence when it comes to money matters. This website is moneyexcel.com, and the first section of the site talks about business ideas. It has a lot of different business ideas that can be implemented with different magnitude of investments. The website also has a dedicated section for the stock market and mutual funds. Raviraj is the owner of the site, and he ensures that he provides all the practical information to his readers.
Moneycontrol.com is one of the most popular websites in India. It is a perfect guide for making investments in equities and debt market. The site has thousands of articles about finance. It covers tax, investments, loans, real estate, insurance and anything that you can imagine. The website is full of tips about saving money and investing correctly. It can help you in developing a source of passive income. The site can also help you in tracking the share prices etc. The mobile application of Money Control is very intuitive, and it can work as your personal financial advisor.
Manish Chauhan started the website JagoInvestor.Com and today; it is one of the reliable sites that offer help for financial planning. It even provides you with a very interactive course in essential financial planning. The website has a dedicated section for financial planning as it can help you in reaching your goal. Another nice thing about the site is that it offers you many different types of calculators. Such tools are of great help when you are planning for your future.
Another very popular website for Financial Advice in India is MoneyLife.in. This website has a group of authors that runs it. It offers you tips and articles about personal finance. The website also has a lot of articles that target the investors, public or the general consumer. If you love to read about economics, then this website can help you in painting a real-life picture of the macro as well as micro factors that drive the economy of a country.
At number 6, we are going to talk about a website that was started in the year 2008. Manish Choudhary manages this website. After working for a long time in the corporate world, he thought of taking the first step towards financial independence. It was the time when Manish decided to become a full-time blogger. He regularly shares new articles about the Stocks, Investments, Retirements, Savings, Alternative Investments, Loans, Real Estate, Mutual Fund and Credit Cards. There is hardly anything that he has not covered yet. The website has comprehensive content, and you must spend some time daily on his website to learn about financial independence.
One problem with people in any country is the lack of financial literacy. Even though people are educated, they are not aware of the financial aspect of life. The educational system can be blamed for it as the taxes, and other essential life skills are not taught at school. One blog that covers all the information about such important aspects is Bemoneyaware.com. This blog has a lot of information about EPF, UAN, Income Tax and money management. The website even shares the latest topics and news with the users so that they can modify their strategy according to the present market conditions.
This particular website was incepted in the year 2012, and Santanu Debnath started it. This website is not just about finance but is also for the general lifetimes. If you are planning to earn by blogging, then the site has a dedicated section for it. The website has a dedicated section for business and personal finance as well. You will find some money management tips on the site. Overall, it is worth checking out the website once.
Banking Ombudsman receives a lot of complaints regularly about the miss-selling of financial products. The main reason why banks can do this is lack of knowledge about financial products. BankIndia.org is one such website which will provide you with the required information about all the banking products. It covers the details of the loans, fixed deposits, RDs, Credit Cards, Net Banking and Debit Cards. The website also shares the tips to keep you away from financial frauds. Lastly, this website shares publications about banking jobs.
The next website that we are going to talk about is Appnaplan.com. This blog is open for all site that offers you guidance related to the finance. It has topics that cover the aspects of fixed deposits, mutual funds, insurance, loans, taxes and equities. Since a lot of people invest in post office saving schemes, this website also provides a calculator to check your returns for such investments. Overall, it is an excellent website with a basic UI that can help you in financial planning.
It can be challenging to find the articles in Hindi, but we came across a website that shares the articles in the native language so that everyone can understand and learn together. This website has a combination of Hindi & English articles, and the topics covered include Post Office Investments, LIC Policies, Insurance Schemes, Banking Articles and a lot more.
CapitalMind.in is managed by Deepak Shenoy, and it is an excellent website if you love to invest. The fact is that a diversified portfolio can help you in mitigating some of the risks that you face while investing the money. This website has a dedicated section for the portfolio, and this section helps you in designing your portfolio as per your needs. It also has a discussion forum where you can seek answers from experts or other community members. All these inputs from various members can help you in getting a diversified opinion to your queries.
Having money to invest is one thing, and investing it at the right place is another. If you do not invest your money correctly, you will end up losing a significant chunk of your capital. To avoid such a situation, it is vital to have a well-balanced portfolio. You can check out this website, and it gives you the required lessons about the fixed income securities, Insurance Plans, business ideas, Mutual Funds, Retirement Planning and even taxation. The website also publishes reports about the upcoming IPOs, which enables you to take the correct decision while investing money.
These were just some of the websites that you can explore and learn about the investments and financial services in India. In reality, there are many more websites, and I can’t add them all on a single page. If you also own a financial blog, then you can share the URL with me, and I will add your blog on my page.
At number 14, we have a financial blog that will give you all the possible information about financial products. The website can help you in selecting the credit card, banking product, investment solutions, insurance plans, mortgages, student loans, and even personal loans for you. The website also allows you to compare various banking products. Such a blog is great when you are selecting a product for yourself. You can not only save on interest, but you can also get the maximum out of your credit card, and the investment solutions that you choose. Apart from all the reviews and comparisons, the website has a lot of calculators. For example, you can use the Balance Transfer Calculator, Debt Payoff Calculator, Emergency Fund Calculator, and a lot of other options. The blog has a lot of topics about expert opinions, and guides to various financial services, and products. Overall, this blog will add a lot of value for you. No matter if you are a financial expert or even if you are a rookie, this blog has something or other to offer you.
The blog Good Financial Cents is managed by Jeff Rose, and he is a Certified Financial Planner. He is the main contributor to the website, and he offers his financial expertise free of cost via this website. The best thing is that the topics on the website are divided as per different purpose that you might have. If you look at the top menu header, then you will notice that the website has menu options like Make Money, Manage Money, Invest, Taxes, Insurance, Retirement, Banking, Home, Credit & Debt. We are sure that you can relate to these menu options. The advantage of having such segregation is that it becomes easy for you to find what you are looking for. For example, if you have a surplus amount, and if you are willing to invest it, then you can simply navigate to Manage Money or Invest Options. Since a Certified Financial Planner shares the tips and tricks, you can trust the authenticity of the guidance that you will find on this financial blog.
Many people wish to go through financial blogs that have a huge base of reader. Such blogs are easy to trust, and they often provide real insights to you. If you are looking for a similar blog, then you must check out The Balance. This financial blog is over 20 years old, and it has a reader base of over 100 Million Readers. You can check out over 9000 articles on the blog, and all articles have been verified for the facts by the professionals in respective fields. Since the content is huge on the website, you will be able to find everything here, and you will not have to find any other financial blog for your need. The blog also has a section for the financial products, and you will surely be surprised to know that the experts on this blog have reviewed over 2000 financial products. Another fascinating feature of this blog is that it updates the financial news regularly. With the help of this blog, you can find out financial news that matters to you.
Coronavirus has not only impacted the lives of millions, but it has also impacted the financials of almost every person. The markets are volatile than ever, and the dynamics of the financial products is also changing. The interest rates are at very low levels. In such a case, you might need to revaluate your financials to ensure that you are on the right path. We found a financial blog that will cover you from such risks, and this blog is popularly known as Mint. Experts on the Mint have updated several articles about the financials, and the impact of covid on your financials. This way, you will be able to get the guidance that you need to evaluate your progress. The tips available on the website can help you in rebalancing your portfolio too. The blog has a huge team of writers, and someone happens to be your favourite writer, you can follow them, and check out articles from them. On this website, there is a dedicated section about Covid and Minimalist Lifestyle which can also be the future of financials.
At number 18, we are going to introduce to a blog that was incepted ten years ago by Kyle Taylor. Kyle is the Founder & CIO of the blog. This blog is also one of the fasted growing media company in the country. Going by the testimonials, the blog has changed the lives of millions of people by providing them with valuable insights into their finances. The style of the articles on this blog is also very unique. They follow a storytelling format which helps the rookies in understanding the articles easily. The topics on the website are segregated in different sections which makes it easy for you to find what you are looking for. The website also has a dedicated section for Making Money and Saving Money. Both these things are important to grow in life. Kyle also understands the importance of education, housing solutions, and insurances, and that is the reason why Kyle has a separate section about these things on the website. You can also use the search section on the website if you are looking for anything specific.
Many financial blogs go into the unnecessary details of the topic which end of complicating the finances. We found a blog that would help you in easily understanding the finances. The Simple Dollar blog ensures that explains the topics to you in the simplest way. Even this blog has a dedicated section for covid, and financial advice related to covid. This blog also has some of the interactive tools. One such tool that we loved is the auto-recommendation tool. This tool enables you to find the right loan for you according to your needs. You will be glad to know that The Simple Dollar has been featured on Time, Investopedia, Forbes, The Guardian, Business Insider & The New York Times. Overall, it is a great blog, and you must take some time out from your busy schedule to check out the topics on The Simple Dollar. We also recommend you to subscribe for the newsletter of this financial blog, and you will surely love the weekly newsletter. So, go ahead, visit the website, and subscribe for the newsletter today.
After going through several financial blogs, we noticed that most of the blogs talk about personal financials. These blogs didn’t have any topic related to the finances of the small business. We understand that many of you might be owners of the small businesses. In such a case, you also deserve to understand the money matter that can help you in the growth of the business. If you are looking for such blogs that can offer you tips about the finances of the small business, then we would recommend you to check out Money Crashers Blog. Apart from financial topics, the blog also has some lifestyle-related topics. For example, the blog can teach you about the formation of the pandemic pod, and it can also give you an idea about gifts for the people you love. Versatility is the exact reason why we love this blog so much, and it certainly deserves a place on our list. Go ahead, and check out Money Crashers Blog today.
We always recommend people to start the savings, and investments even before they turn 30. This way, the people end up paying a lot less premium for their insurances, and they have to contribute less for their retirement funds too. If you are in your twenties, and if you would like to learn more about the money, then you must bookmark this blog right away. The blog is an excellent financial blog that teaches you about the various tasks related to your finances. For example, you can learn about refinancing your car loan with the help of this blog. It can even teach you about managing the student loan. The blog has many How-To topics that prove to be very helpful, especially if you have just started with your financial journey. You must go ahead, and check out the Money Under 30 blog, and it will help you in learning a lot of new things about your finances. You can surely learn different things from David Weliver by checking out this blog.
Another well-reputed blog on our list is Well Kept Wallet. This blog has been featured on websites like Yahoo Finance, Kiplinger, CNN Money, US News, and MSN Money. This blog has categorized all topics under four main headings. These headings include Make Money, Save Money, Invest & Pay Off Debt. You can learn about the art of managing money with the help of this blog. Moreover, if you have any debt, then this blog can also help you in using the snowball effect to close your debts earlier and save some interest too. It also helps you in staying updated with technology. For example, the blog has articles that can help you in buying gold online. This way, you will not have to take physical possession of the gold, and it will stay in your digital wallet. It is important to stay updated with such things, and hence we invite you to visit Deacon Hayes’s blog and learn about financial planning.
Dave Ramsey is a well-known celebrity, and he has made a significant impact on people’s finances. Dave has motivated millions of people, and the motivation has helped his readers in transforming their life. The article library on this blog is huge, and you will be able to find information that you are looking for. The website will also share the details about the classes, shows, and live events of Dave Ramsey. You can attend his sessions for a deeper understanding, but for most of the people, the blog is also enough. You can even sort the articles by the authors or the sections. The website can also teach you about budgeting and selling home. It is worth checking out Dave Ramsey’s financial blog, and we can assure you that you will love it. You can even let us know what the things that you liked about this blog are, and what are the things that you didn’t like about the blog. Overall, you should enjoy looking at the insights offered by Dave Ramsey.
When I started investing, I was very sceptical about the returns. I kept checking the investment growth, and I kept checking the dividend that I was receiving. It took some time for me to learn how to invest. It took the even greater duration of time to trust my own decisions related to investments. If you are going through similar stress, then you must check out the blog Just Start Investing. It is one of the most positive financial blogs that will teach you multiple things. You can split your journey into two phases, and this blog would be enough for covering up those steps. The first step for you would be learning how about investing, and the second step would be to start investing. The website will teach you how to build your budget. The blog presents information to you in the most basic form, and it helps you in learning the fundamentals too.
Another unique blog available for the readers is Mr Money Mustache. This blog uniquely presents the information, and you are going to love it. The blog provides the link to the first article on the homepage, and you can progress through by reading the next article. The following article is linked to the end of each article. This way, you end up covering everything. The financial blog also has its mobile application which makes it possible for you to read on the go. You can save your email address on the website, and you will then receive the subscription material free of cost. Apart from talking about money matters, the blog also talks about the philosophy behind getting rich. It is worth going through the blog and spending an hour each day on this blog.
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